Landmark Corporation
DBA Quantiv Capital
This Privacy Policy (this "Privacy Policy") describes the information Landmark Corporation DBA Quantiv Capital ("Quantiv Capital," "Company," "we," "us" or "our") collects about you, how we use and share that information, and the privacy choices we offer.
This policy applies to information we collect when you register for Quantiv Capital’s mortgage broker services, access or use our website, mobile applications, products, and services (collectively, the "Services"), or when you otherwise interact with us.
As used in this Privacy Policy, the term "Site" includes all websites and all devices or applications operated by Quantiv Capital that collect Personal Information (as defined below) from you and that link to this Privacy Policy; pages within each such website, device, or application, and any equivalent, mirror, replacement, substitute, or backup website, device, or application.
By using our Site, you are consenting to the use of information and agreeing to these guidelines and the other Quantiv Capital policies described on our Site.
Because of the financial nature of our business, our Sites are not designed to appeal to people under the age of 18. Therefore, we do not knowingly attempt to solicit or receive any information from children.
Quantiv Capital Consumer Privacy Principles
Your privacy is critically important to us. At Quantiv Capital, we have adopted the following fundamental consumer privacy principles as part of our Company values:
- We tell you how and why we use the information you provide to us.
- We give you choices about how personally identifiable information ("Personal Information") may be used.
- We provide you the opportunity to update or correct your Personal Information.
- We work to protect Personal Information from loss, misuse, or unauthorized alteration.
- We provide various ways for you to contact us about our information practices and privacy.
Information We Collect and How We Use It
Registration Information
When you register for an account on the Site, you provide your email address and choose a password. You use this information to access pre-approval, loan application data, financial information, and customized rates.
Identification Information
You may be asked to provide identification information to confirm your identity, including your first and last name and certain financial information.
Credit Report Authorization
By submitting a loan application or request for pre-qualification, you authorize Quantiv Capital to share your credit report with affiliates and partners solely for processing your request.
Credit reporting agencies may share your information with other companies when you apply for a home loan. To opt out of prescreened credit offers, call (888) 567-8688 or visit www.optoutprescreen.com.
Application Information
You may be asked to provide additional information required by third-party funding sources, including financial documentation necessary to complete loan applications.
Third-Party Sites
To display information or fulfill requests, we may collect Personal Information from third-party sites you connect through our Service.
Service Providers
We may share Personal Information with trusted service providers such as lenders, title companies, appraisers, and credit agencies strictly for services performed on our behalf.
Plaid Integration
Quantiv Capital uses Plaid Technologies, Inc. to gather financial data. By using our Service, you authorize Quantiv Capital and Plaid to access and process your information in accordance with the Plaid Privacy Policy.
Cookies and Web Beacons
We use cookies and web beacons to maintain site functionality, analyze usage, and improve our Services. Our Services do not currently support "Do Not Track" requests.
Technical and Navigational Information
We may collect browser type, IP address, pages visited, and time spent on the Site to improve performance and user experience.
De-Identified and Aggregate Data
We may share de-identified or aggregated data that does not identify individual users.
Service Communications
We may contact you for service alerts, critical notices, subscription reminders, or to respond to your requests. These communications are non-marketing in nature.
Change of Control
Your Personal Information may be transferred in the event of a merger, sale, or other business transfer.
Legal Disclosures
We may disclose information when required to comply with legal processes or law enforcement requests.
Your Privacy Choices
You may opt out of promotional communications at any time by emailing william@quantivcapital.com.
Updating or Correcting Information
You may review and update your contact or application information online at any time.
Security Measures
We use industry-recognized safeguards to protect your Personal Information, including:
- Secure Socket Layer (SSL) encryption
- 128-bit encryption technology
- Firewalls and access controls
- Strict employee access and password policies
Both internal and external audits are conducted to ensure security effectiveness.
Contact Us
If you have questions regarding this Privacy Policy or our information practices, please contact us at:
Email: william@quantivcapital.com